Retirement Income

We’re seeing greater emphasis on new ways to provide plan participants with retirement income options, driven primarily by policymakers at the Department of Labor and greater demand among plan sponsors. Here you’ll find coverage of news and developments in Washington, as well as new products and plan design changes like stream of payment options as alternatives to lump sum distributions.


By NAPA Net Staff4/29/2015 • 0 Comments

Sen. Elizabeth Warren (D-Mass.) announced April 28 that she has launched an investigation into the rewards and incentives that annuity providers offer to brokers and dealers who sell annuities to families and small investors. READ MORE

By Jerry Bramlett2/25/2015 • 0 Comments

When Nobel Prize winning economist and Yale University professor Robert Shiller speaks (or muses) about the markets, investors listen. READ MORE

By Jerry Bramlett2/12/2015 • 0 Comments

Despite the enormous amount of discussion about helping DC participants create a lifetime income stream from their DC savings, we have yet to see any significant change in how participants actually implement retirement income strategies during the accumulation phase. READ MORE

By John Ortman1/5/2015 • 0 Comments

The popularity of annuities featuring guaranteed minimum income benefit riders, or GMIBs, tends to surge following market downturns like in 2000 and 2008. Conversely, during market advances like we’re seeing today, buyer’s remorse can set in as annuitants eyeball alternative investments with much lower fees. READ MORE

By NAPA Net Staff12/1/2014 • 0 Comments

The number of companies offering lifetime income options remains fairly low, at just 12%, according to a new report. While that’s twice as many as in 2012, the percentage of plan sponsors considering adding these options has dropped significantly since then. READ MORE

By Nevin Adams10/18/2014 • 0 Comments

As you may have heard (but may not), this is National Save for Retirement Week. Of course, there’s no “magic” to a week dedicated to a focus on saving for retirement — even one that Congress has seen fit to acknowledge with a resolution.