DC Plan Design

What works in plan design today, and why? What doesn’t work? What’s on the drawing board? Here you’ll find coverage and commentary about the broad range of issues associated with plan design, from the basics to cutting-edge ideas that may move the needle on participant outcomes.

 


By Mike Bushnell4/29/2015 • 0 Comments

Numerous organizations have conducted surveys on compulsory enrollment in retirement plans, and the trends are clear: Automatic plan features work — at least when plan sponsors offer them. READ MORE

By Fred Barstein4/22/2015 • 0 Comments

While most DC plans with more than $5 million allow roll-ins, relatively few participants take advantage of the opportunity to consolidate their DC and IRA accounts as part of the process.  READ MORE

By NAPA Net Staff4/6/2015 • 0 Comments

A growing number of employers report that their nonqualified deferred compensation plans are offered “to provide a vehicle for retirement savings.” READ MORE

By Nevin Adams2/24/2015 • 0 Comments

A lot of variables determine whether a project will be a success or failure, but in my experience, projects that lack either a limited budget and/or a specific timeframe are doomed from the outset.  READ MORE

By Nevin Adams2/17/2015 • 0 Comments

Plan investment committee members are frequently tapped for this important role for reasons that may have little to do with their background or expertise in the matters that will come before the committee. READ MORE

By Nevin Adams2/10/2015 • 0 Comments

It has become something of an article of faith in our industry that “leakage,” the distribution of money from retirement accounts prior to retirement, is bad. READ MORE

By NAPA Net Staff1/28/2015 • 0 Comments

The ERISA Advisory Council has published its recommendations on facilitating lifetime plan participation. READ MORE

By NAPA Net Staff1/23/2015 • 0 Comments

Automatic enrollment more than doubles participation rates, at least among new hires, according to a new study. READ MORE

By John Iekel12/30/2014 • 0 Comments

All disbursements from a retirement plan scheduled to be made at the same time are treated as a single distribution even if they are sent to multiple destinations. That new rule becomes mandatory as 2015 dawns, the IRS has reminded taxpayers in the Dec. 23 issue of its Employee Plans News e-newsletter.

READ MORE

By Fred Barstein12/10/2014 • 0 Comments

Buck Consultants has applied for a patent on a process and technology that adjusts a participant’s deferral rate automatically depending on changes such as a person’s salary and age. READ MORE

By NAPA Net Staff12/2/2014 • 0 Comments

Does your retirement plan have a qualified default investment alternative (QDIA)? Have you worked with plan sponsors who have, or who have considered, adopting a QDIA? READ MORE

By NAPA Net Staff11/16/2014 • 0 Comments

A new report claims that employees are less likely to take a loan from their 401(k) account if their company also offers an employee stock purchase plan (ESPP). READ MORE

By John Iekel11/5/2014 • 0 Comments

We hear a lot about how well Americans are saving — or not — for their retirement. Legg Mason Global Asset Management this week unveiled EZ IRA, a payroll deduction IRA program intended to provide a way to build that savings rate. READ MORE

By Ronald Triche11/5/2014 • 0 Comments

Have you worked with plan sponsors who have, or who have considered, adopting a qualified default investment alternative (QDIA)? READ MORE